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Insurance and Financing

Medicare

We accept assignment on Part B Medicare patients. You will be expected to pay your deductible and a 20% co-payment.
Medicaid

If your coverage is active, we will file your claim. Please bring proof of coverage to each visit.

HMO/PPO/Managed Care

Our physicians have agreed to be specialty providers for many of the HMO/PPO plans. It is important for you to consult with your insurance company and our billing personnel prior to your visit to determine which services are covered.

Referral Numbers

If you belong to a pre-paid plan, HMO, or Point of Service contract, you have an obligation to provide us with a referral number. These rules are stated in your health plan information book. This referral number must be obtained from your primary care physician (PCP) prior to your visit. Even if another eye doctor refers you to our office, you must have a referral number from your PCP. If you have an established PCP, you may be able to handle this by telephone. If you have no PCP and have an urgent medical problem with your eyes, you may not be able to obtain a number without being seen by a plan PCP. In this situation you will be responsible for payment of services.

Co-Payments

Most prepaid health plans require you to make a co-payment with each visit. These cannot be billed to you, and payment is required prior to the medical consultation.

Workman's Comp

We accept patients with Workman's Comp coverage. This coverage (as well as accident information) must be verified prior to being seen by a physician.

Surgery

We require 100% prepayment prior to the scheduling of any elective surgery. If you wish, our office will be glad to process your insurance claim for surgical procedures. Please be sure that we have your correct insurance information. If your carrier requires pre-approval or special forms, please notify our staff before your surgery.

Time Allotment

If we file your claim, we allow 45 days for the claim to be paid by the insurance company. Following that period, you will be asked to pay.

No Insurance

If you do not have insurance or the ability to pay, help through a state agency or program may be available. Our staff can provide details.

Itemization of Charges

At the time of your visit, you will be provided an itemization of your charges and payments. You will need to retain this form as a record of your visit. A monthly statement of your account will be sent to you for any unpaid balance after your insurance company issues their Explanation of Benefits for your visit.

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